HABITATIONAL

Managing apartments, condos, or rental properties comes with unique risks, but your insurance doesn’t have to be complicated. Our habitational insurance solutions are designed to protect your properties, tenants, and bottom line. From unexpected damages to liability coverage, we’ve got you covered.
Contact Us
ArrowIcon
Icon
Two men on a construction site, observing a crane in operation, surrounded by building materials and equipment.

Protect Your Property with Habitational Insurance

Managing residential properties comes with unique risks and responsibilities. From unexpected damage to liability claims, safeguarding your investment requires specialized insurance solutions. 

At CoVerica, we offer habitational insurance tailored to the needs of property owners and managers, helping protect your business, tenants, and bottom line.

Contact Us
ArrowIcon
Condo Associations
Townhome Associations
Apartments
55+ Communities
Mixed-Use Buildings
Homeowners Associations
Single-Family Property Investors
Multi-Family REITs

Comprehensive Coverage for
Your Peace of Mind

Your business demands more than a one-size-fits-all policy. That's why we work with you to create customized insurance packages that address your needs, including:

A kitchen scene featuring two people conversing with a real estate agent.
General Liability

Covers bodily injury or property damage claims from tenants, guests, or visitors.

Property Liability

Protects buildings, fixtures, and equipment from damage caused by fire, storms, vandalism, and more.

Umbrella / Excess Liability

Provides additional coverage for large claims that exceed standard liability limits.

A conference table surrounded by chairs, featuring a notepad placed on its surface for note-taking during discussions.
Management Liability

Protects business leaders from claims related to employment practices and financial crimes.

Cars parked in a spacious parking garage, surrounded by concrete walls and bright overhead lights.
Assault & Battery

Provides coverage for claims arising from physical altercations or allegations of abuse.

A woman is seen packing her suitcase, carefully folding clothes to move.
Loss of Rents

Helps recover lost revenue when a property becomes uninhabitable due to a covered event.

Representing the Nation's Top Insurance Carriers