This episode peels back the curtain on the multi-million dollar jury awards driving insurance premiums through the roof and the concept of social inflation that's inflating costs across the board. We're unpacking the layered complexities of non-capped punitive damages, the evolving perception of big money, and the formidable hurdles introduced by third-party litigation funding that are flipping the script for companies in heavy hauling. Venturing further into the heart of the industry's battleground, we unravel Texas's legislative shake-up with House Bill 19, a beacon of hope for trucking companies plagued by liability claims. We explore how this pivotal reform is aiming to shield businesses from exorbitant insurance costs and the claws of unfounded lawsuits.